Tracking your salary has become much simpler with the help of a simple and secure system. Employees are now able to track their salary with the help of the Ratibi card, without the need to maintain a bank account.
If you are a UAE or GCC citizen and are a recipient of a salary through a Ratibi card, it is essential that you are aware of the different ways in which you can track your salary with the help of the Ratibi card.
| Method | Online / Offline | Process Time | Speed | Requirement |
|---|
| Ratibi Card Salary Check Online | Online | 1–2 min | Fast | Internet, Ratibi details |
| Checking Salary Through ATM | Offline | 2–3 min | Fast | Ratibi card, ATM |
| Using SMS Notifications | Online | Instant | Very Fast | Registered mobile number |
| Checking Through Exchange Branch | Offline | 10–20 min | Slow | ID, Ratibi card |
| Using ATM Balance Receipt | Offline | 2–3 min | Fast | Ratibi card, ATM |
| Contacting Ratibi Customer Support | Online / Offline | 5–15 min | Medium | Phone or support details |
| Checking with Your Employer or HR Department | Offline | 1–24 hrs | Slow | Employer/HR contact |
| Checking Salary Through Bank Transfer Records | Online | 2–5 min | Fast | Bank app or statement |
What is a Ratibi Card?
A Ratibi card is a salary card that is used in the UAE, especially by employees who do not have a bank account. Usually, the Ratibi cards are issued by exchange companies and distributed to employees by their employers.
In place of the usual cash or bank account, the salary is deposited directly into the Ratibi cards issued to employees. Employees are able to withdraw the salary amount using the Ratibi cards.
The system has been developed to help employees and employers in the UAE and other GCC countries with the simple and secure transaction of salary.
Why Check Your Salary Using a Ratibi Card?
Tracking your salary is essential in order to remain aware of your salary and the timely receipt of your salary. Tracking your salary with the help of the Ratibi card has become much simpler.
Some of the benefits are:
Instant Updates
You can easily check whether your salary has been credited into your account.
Convenience
The information regarding your salary can be easily accessed at any time through online services, ATMs, and SMS services.
Better Financial Planning
With Ratibi, you will be aware of when your salary is deposited into your account, which will be helpful for your financial planning.
Security
The Ratibi system will provide security to your account, and at the same time, it will be easy for you to access your account.
Method 1: Ratibi Card Salary Check Online
One of the easiest methods for checking your salary is through the online portal.
Steps to be followed for checking your salary online:
- Open the Ratibi salary check online portal.
- Enter your Ratibi card number in the online portal.
- Perform security verification.
- Click on the Check Balance button.
- Your salary amount will be displayed on the screen.
This is an easy way to check your salary, and with the availability of phones, it is easy to access the online portal from anywhere.
Check: Lulu Card Balance Check
Method 2: Checking Salary Through ATM
Another easy way to check your Ratibi card salary is through an ATM machine.
Steps to be followed:
- Insert your Ratibi card into the ATM.
- Insert your PIN code.
- Select the Balance Inquiry option.
- Your available amount will be displayed on the screen.
You can also take a printout of your account balance if you want.
Method 3: Using SMS Notifications
Many Ratibi card holders receive SMS notifications regarding their salary being deposited into their accounts.
If your mobile number is registered with Ratibi, then you will receive an SMS notification with the following information:
- Salary amount deposited into your account
- Date on which your salary is deposited into your account
This is one of the easiest ways to stay updated without having to check your balance.
Method 4: Checking Through Exchange Branch
Since the Ratibi cards are issued through exchange companies, you could also check your salary by going to the branch.
Steps:
- Visit the exchange company branch that issued your Ratibi card.
- Provide your Ratibi card to the staff member.
- Request them to check your balance or your salary deposited recently.
- They will be able to check your salary balance immediately.
Method 5: Using ATM Balance Receipt
Another way to check your salary is by printing a receipt using the ATM.
Steps:
- Insert your Ratibi card in the ATM.
- Enter your PIN.
- Choose the option of a mini statement or balance receipt.
- The receipt will contain your current balance and transactions.
This will help you stay updated with your salary balance.
Method 6: Contacting Ratibi Customer Support
If you are not able to check your salary using the other methods, you could contact the customer support.
Steps:
- Contact the customer support number given on your Ratibi card.
- Provide your details to the customer support representative.
- Request the customer support representative to check your salary deposited recently.
Customer support will help you with any issues faced with your salary credit or access to your Ratibi card.
Method 7: Checking with Your Employer or HR Department
Sometimes the problem with your salary is not with your Ratibi card.
If your salary is not reflected on your Ratibi card, you should contact your HR department.
Your HR department will be able to tell you:
- Salary processing date
- Payment status
- Any deductions or adjustments
This is useful when there is a delay from the company’s side.
Method 8: Checking Salary Through Bank Transfer Records
If you transfer money from your Ratibi card to your own bank account, then you can also check your salary through the records of the bank transactions in your own account.
You just need to log in to your online banking account and check the transactions to see when the salary amount was transferred to your account.
Check: Abu Dhabi Bank Balance Enquiry
Conclusion
The Ratibi card helps the employees of any company to check their salary easily through the online balance check, online check through the Ratibi portal, ATM facilities, and customer support services provided by the Ratibi company.
Checking the balance in your Ratibi card regularly helps you to know more about your finances and also helps you to ensure that your salary payments are made properly and on time.
Frequently Asked Questions (FAQs)
How do I know whether my salary has been credited into my Ratibi card?
You can know whether your salary has been credited into your Ratibi card through Ratibi’s online portal, Ratibi’s ATM, or through SMS if your mobile number is registered with Ratibi.
What should I do if my salary is not reflected on my Ratibi card?
If your salary is not reflected on your Ratibi card, then first, you need to know from your company whether your salary has been credited into your account on the due date, and then you need to contact Ratibi’s customer support services.
Is there any limitation on how many times I can check my salary?
Yes, there is no limitation on checking your account, but there is a small fee charged by the ATM for this service.
Can I withdraw my salary from any ATM?
Yes, Ratibi cards can be used to withdraw cash or check your account balance from any ATM located in the UAE.
What should I do if there is a mistake in my salary payment?
In case of any discrepancy in your salary amount, you should immediately contact your HR department.
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