Guide to Do a FAB Balance Check Easily and Quickly (2026)

If you are using First Abu Dhabi Bank (FAB) as your personal or business bank, then learning how to check your First Abu Dhabi Bank balance will come in handy whenever you need it.

Whether you are receiving your salary soon, managing your monthly expenses, or making an urgent payment, knowing how to quickly check your First Abu Dhabi Bank balance is always important.

As many expats and employees live in the UAE and get paid through banks such as FAB, millions of people use WPS and Ratibi salary card services to receive their salaries.

However, in order to check your balance instantly without visiting the branch office or going to an ATM, you should know about the various methods to do a First Abu Dhabi Bank balance check.

This guide is designed for anyone who uses FAB to help them learn about the quick ways to check their balances instantly, anytime and anywhere.

Quick Overview of FAB Balance Check Methods

Method	Speed	Internet Access	Who Uses It The Most?
Mobile App	Instant	Yes	Everyday users
Online Banking	Instant	Yes	Users with accounts opened online
SMS Banking	Few Seconds	No	Emergency balance checks
ATM	Barely Instant	No/Barely Need	Checking cash and balance
Customer Service	Moderate	No	Need technical assistance
Ratibi Card Check	Instant	Yes/No	For Ratibi card users

What is FAB and Why Balance Checking is Important

First Abu Dhabi Bank, also known as FAB is one of the largest and well-known banking institutions in the UAE. In fact, a lot of people, especially expats, have an account opened with FAB. Therefore, checking your FAB balance becomes essential at times.

Why You Should Regularly Check Your FAB Balance

• Avoid declining transactions due to insufficient funds
• Make sure you received your salary in time
• Keep track of your expenses
• Detect any suspicious activity on your account
• Keep your monthly budget under control

As you can see, regular balance checking helps you prevent various issues related to money management.

How to Check Your FAB Balance

Here is the step-by-step instructions on how to do a FAB balance check quickly.

Method 1 – FAB Mobile App (Best for Everyone)

This is definitely the fastest way to check your balance instantly.

Steps:

• Download FAB Mobile app from the app store on your phone
• Log into your account using either password or fingerprint
• See your balance on the dashboard

Reason why it works great: Real-time update, transaction history, convenient

Method 2 – FAB Balance Check Online

Good for those who like to use a computer for their account checking.

Steps:

• Go to FAB official website
• Log into your FAB online banking account
• Open your Accounts section
• Check the balance on your account

Great for: Detailed account overview

Method 3 – FAB Balance Check via SMS

Another good choice in case you don’t want to turn on your internet.

Format example: Type in BAL, then send it to the official FAB SMS banking number

(Note: your number should be registered with FAB)

Pros: Works offline, very quick response in few seconds, no need to install any app

Method 4 – ATM (Traditional)

Classic way to perform FAB balance check.

Steps:

• Insert your FAB debit card
• Key-in your personal identification number (PIN)
• Select ‘Balance Inquiry’
• View your balance immediately

Tip: You may print out a mini-statement if you need

Method 5 – Customer Care Support

Use this method if the other options above do not work.

Steps:

• Dial FAB customer support
• Provide your personal data to prove your identity
• Get your FAB balance

Best for: Troubleshooting issues

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Performing a FAB Ratibi Card Balance Check (Important)

Those users of Ratibi card have a bit more options to perform FAB Ratibi card balance check.

Various Ways to Check Balance in FAB Ratibi Card

• Via any ATM that supports Ratibi card
• Official Ratibi website
• SMS banking

Why Should You Know about it?

There are a lot of expatriates living and working in the UAE who usually have their salaries transferred to Ratibi cards.

Knowing how to do the FAB balance check will be really helpful in case your salary wasn’t credited to your account.

Available Balance vs Current Balance (Must-Know Fact)

This is something that trips up many users when doing their FAB bank balance inquiry.

• Current balance is the total money currently deposited into your account
• Available balance is the amount of money you can spend

Example:

When you make a deposit with a cheque, it will show as your current balance but not as an available one. This is because cheques can take some time to clear.

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Key Features of FAB Balance Check Services

• Availability 24/7 from everywhere in the world
• Various ways to check the balance (app, SMS, online, ATMs)
• Real-time balance updates
• Safe and secured login

Practical Advice for Safe FAB Balance Checking

• Log out every time you finish checking your balance
• Do not use public Wi-Fi when performing balance checks
• Activate SMS/email notifications for all transactions
• Check your balance before making an expensive purchase
• Always use the same registered phone number

Example of Daily Balance Check for Residents in Dubai

Imagine yourself being one of the expats living in Dubai. Today you are getting your salary, but first, you have to go back home in order to pay your rent. But there is one problem—you are unsure whether your salary was already credited or not.

Instead of wasting time to go to the bank or an ATM, you can just pull out your mobile phone and log into your FAB account. After several minutes, you know your balance and feel confident about your future.

And if you are managing your finances in such busy areas as Bur Dubai, a quick access to your balance will help a lot.

Typical Issues with FAB Balance Check and How to Solve Them

• Can’t log in to your account – Change your password
• Weak internet connection – Upgrade it if possible
• SMS is not working – Check your registered number
• Your balance isn’t updated – Refresh your mobile app
• There are some pending transactions – Await clearance

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Key Points

• FAB balance check is easy and accessible 24/7
• FAB mobile app is the fastest method to check balance
• SMS banking works perfectly offline
• For Ratibi users—various balance check options
• Knowing what is available and current balance prevents failures

Conclusion

Being able to do an instant FAB balance check is one of the most convenient things for everyone who uses the bank as his/her financial institution. Regardless if you are an employee who receives salary via FAB or an expat in Dubai, this guide can help you with everything.

Choose a method you like the most and enjoy checking your balance easily and quickly.

FAQs About FAB Balance Check

How can I quickly check my balance of FAB?
Log into the app/online banking and check your balance.

Do you offer a FAB balance check option offline?
Yes, there is a SMS banking method.

What is the SMS format for FAB balance check?
Type in ‘BAL’, then send it to your FAB SMS banking number.

How can I check my balance with a Ratibi card?
Via ATMs and Ratibi official website.

Why is my available balance different from current?
Because some transactions aren’t cleared yet.

Is FAB balance check free?
Mostly yes, unless SMS charges are applicable.

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